Long-Term Care Made Simple
Leading Carriers. Quality Coverage. Without the confusing small print.
Did you know? 70% of people will need some type of long-term care. Don't bet everything on being in the other 30%...
Quality Coverage Made Easy
Using our exclusive process, we guide you through an easy and secure 3-step process to identify and pre-qualify you for the policy that best matches your personal needs. Each step can be completed online, at a time that is most convenient for you.
1
Complete the ANNEX Pre-Qualification Form
Our quick, 10-minute pre-qualification form uses Claren’s proprietary ANNEX gather the pertinent information we need to determine your eligible coverage options
2
Consult with a Claren Advisor
Upon completion of our pre-qualification form, a Claren Customer Care Advisor will contact you to discuss your options and complete your coverage application.
3
Enjoy Peace of Mind
With proper coverage confirmed, you now have the peace of mind knowing that you, your family and your business is properly prepared for any unforeseen needs.
Our Partners
MoneyGuard III
- Financial Strength Rating: A+ (AM Best)
- #188 on the Fortune 500 Company List
- $270 Billion in Revenues
CareMatters 2
- Financial Strength Rating: A+ (AM Best)
- Fortune 100 Company
- $253.6B in Assets
AssetCare
- Financial Strength Rating: A+ (AM Best)
- 30+ Years Offering LTC Products
- $83B in Combined Assets
SecureCare
- Financial Strength Rating: A+ (AM Best)
- 5th Highest Comdex Rating
- 8th Largest Insurance Company in the nation
What is Long Term Care?
According to the Department of Health and Human Services, Long Term Care includes any treatment or service over a period of time that is necessary to assist with a variety of daily functions, including transportation needs, housework and errands, as well as feeding, dressing and nursing support, either at home or in a care facility.
Understanding Long Term Care
Long Term Care insurance is designed to cover services needed over an extended period of time, not normally covered by traditional health insurance or Medicare. Without proper coverage, these services can take a big toll on you and your loved ones, both financially and emotionally.
Having proper plans and coverage in place BEFORE something happens can provide great peace of mind knowing that you won’t leave your spouse or children in financial difficulty. To learn more about Long Term Care Insurance, we’ve answered the five most common questions for you HERE…
- Do I Need It?
- When Do I Need It?
- What Does It Cover?
- How Much Does It Cost?
- Do I Qualify?
Who Do I Purchase A Long Term Care Policy For?
- Myself and/or My Spouse
- My Parents or Loved Ones
- My Company or Employees
Do I Qualify?
There are a number of factors that are taken into consideration to determine your coverage eligibility, including age, health conditions and various personal behaviors. You can always feel good knowing that our client care team will work diligently to identify a solution that works for you. If neither of our featured products are a fit, we can offer a variety of alternative products that include annuities and other Life-related products that carry long term care riders.
Our Number One Recommendation?
Have Plan in Place to Protect Your Family BEFORE Something Happens
If I would have known how easy this process could be, I would have done this for my family years ago.